Terms and Conditions

Last update 2 January 2023

CUPRINS

1. AGREEMENT TO TERMS

2. INTELLECTUAL PROPERTY RIGHTS

3. USER DECLARATIONS

4. PROHIBITED ACTIVITIES

5. USER-GENERATED CONTRIBUTIONS

6. CONTRIBUTION LICENCE

7. SUBMISSIONS

8. WEBSITE AND THIRD PARTY CONTENT

9. SITE MANAGEMENT

10. PRIVACY POLICY

11. TERM AND TERMINATION

12. MODIFICATIONS AND INTERRUPTIONS

13. APPLICABLE LAW

14. DISPUTE RESOLUTION

15. CORRECTIONS

16. DISCLAIMER

17. LIMITATIONS OF LIABILITY

18. DISCHARGE

19. USER DATA

20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS AND SIGNATURES

21. USERS AND RESIDENTS OF CALIFORNIA

22. MISCELLANEOUS

23. CONTACT

1. AGREEMENT ON TERMS

These Terms of Use constitute a legally binding agreement between you, either personally or on behalf of an entity ("you") and Laura Vlaicu ("Company", "we", "us", or "our"), regarding your access to and use of https://lauravlaicu.com, and any other media, media channel, mobile website or mobile application linked, linked or otherwise connected thereto (collectively, the "Site"). You agree that by accessing the Site or the Laura Vlaicu App you have read, understood and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE TO ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND MUST IMMEDIATELY DISCONTINUE USE OF THE SITE.

Additional terms and conditions or documents that may be posted on the Site from time to time are expressly incorporated herein by reference. We reserve the right, at our discretion, to make changes or modifications to these Terms of Use from time to time. We will notify you of any changes by updating the "Last Updated" date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please be sure to check the applicable Terms each time you use our Site so that you understand which Terms apply. You will be subject to and deemed to have acknowledged and accepted changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.

Information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement in such jurisdiction or country. Accordingly, those who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Site is not adapted to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subject to such laws, you may not use this Site. You may not use the Site in a manner that would violate the Gramm-Leach-Bliley Act (GLBA).

The site is intended for users who are at least 13 years old. All users who are minors in the jurisdiction in which they reside (generally under 18 years of age) must have permission from and be directly supervised by their parent or guardian to use the Site. If you are a minor, you must have your parent or guardian read and agree to these Terms of Use before using the Site.

2. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site is our property and all source code, databases, functionality, software, website design, audio, video, text, photographs and graphics on the Site (collectively, "Content") and trademarks, the service marks and logos contained therein (the "Marks") are owned or controlled by us or licensed to us and are protected by copyright and trademark laws and various other intellectual property rights and by United States unfair competition laws, international copyright laws and international conventions. The Content and Trademarks are provided on the Site "AS IS" for your personal information and use only. Except as expressly provided in these Terms of Use, no portion of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed or otherwise exploited for any commercial purpose without our express prior written permission.

Provided you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly obtained access for your personal, non-commercial use only. We reserve all rights not expressly granted to you in connection with the Site, Content and Marks.

3. USER DECLARATIONS

By using the Site, you represent and warrant that: (1) you have legal capacity and agree to abide by these Terms of Use; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Site by automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Site for any illegal or unauthorized purpose; and (5) your use of the Site will not violate any applicable law or regulation.

If you provide false, inaccurate, not current or incomplete information, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any part thereof).

4. PROHIBITED ACTIVITIES

You may not access or use the site for any purpose other than that for which we make it available. The Site may not be used in connection with any commercial activities except those specifically endorsed or approved by us.

As a user of the Site, you agree NOT to:

  • Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database or directory without our written permission.
  • Deceive, defraud or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
  • Bypass, disable or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any content or impose limitations on the use of the Site and/or content contained therein.
  • To denigrate, smear or otherwise harm us and/or the Site in our opinion.
  • Use any information obtained from the Site to harass, abuse or harm another person.
  • Misuse our support services or submit false reports of abuse or misconduct.
  • Use the Site in a manner inconsistent with any applicable law or regulation.
  • Engage in unauthorized framing or linking to the Site.
  • Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including excessive capitalization and spamming (the continuous posting of repetitive text), that interferes with the uninterrupted use and enjoyment of any part of the Site or alters, impairs, disrupts, alters or interferes with the use, features, functions, operation or maintenance of the Site.
  • Engage in any automated use of the system, such as the use of scripts to send comments or messages, or the use of any data mining tools, bots or similar data gathering and extraction tools.
  • Delete copyright or other proprietary rights notices from any content.
  • Attempt to impersonate another user or person or use another user's username.
  • Upload or transmit (or attempt to upload or transmit) any material that acts as a passive or active information gathering or transmission mechanism, including, but not limited to, clear graphic image exchange formats ("gifs"), 1×1 pixels, web bugs, cookies or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms").
  • Interfere with, disrupt or create an undue burden on the site or networks or services connected to the site.
  • Harass, annoy, intimidate or threaten any of our employees or agents involved in providing any part of the Site to you.
  • Attempt to circumvent any measures on the Site designed to prevent or restrict access to the Site or any part of the Site.
  • Copy or adapt the Site's software, including but not limited to Flash, PHP, HTML, JavaScript or other code.
  • Except as permitted by applicable law, decrypt, decrypt, disassemble or reverse engineer any software that comprises or is in any way part of the Site.
  • Except as may be the result of using a standard search engine or Internet browser, use, launch, develop or distribute any automated system, including, without limitation, any spider, robot, scam utility, scraper or offline reader that accesses the Site, or use or launch any script or other unauthorized software.
  • Use a purchasing agent or a buying agent to make purchases on the Site.
  • Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
  • Use the Site as part of any effort to compete with us or otherwise use the Site and/or Content for any revenue generating endeavor or commercial enterprise.

5. USER-GENERATED CONTRIBUTIONS

The site does not offer users the possibility to submit or post content. We may provide you with the ability to create, submit, post, display, transmit, perform, publish, distribute or broadcast content and materials to us or on the Site, including but not limited to text, writing, video, audio, photos, graphics, comments, suggestions or personal information or other materials (collectively, "Submissions"). Contributions may be viewable by other users of the Site and through third party websites. As such, any Contributions you submit may be treated in accordance with the Site's Privacy Policy. When creating or making available any Contributions, you represent and warrant that:

  • Creating, distributing, transmitting, publicly displaying or performing, and accessing, downloading or copying your Contributions does not and will not infringe any proprietary rights, including, but not limited to, copyrights, patents, trademarks, trade secrets or moral rights of any third party.
  • You are the creator and owner of, or have the necessary licenses, rights, consents, releases and permissions to use and authorize us, the Site and other users of the Site to use your Submissions in any manner contemplated by the Site and these Terms of Use.
  • You have the written consent, release and/or permission of each identifiable individual in your Contributions to use the name or likeness of each such identifiable individual to enable the inclusion and use of your Contributions in any manner provided for by the Site and these Terms of Use.
  • Your contributions are not false, inaccurate or misleading.
  • Your contributions do not constitute unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings or other forms of solicitation.
  • Your contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, defamatory or otherwise objectionable (as determined by us).
  • Your contributions do not ridicule, mock, denigrate, intimidate or abuse anyone.
  • Your contributions are not used to harass or threaten (in the legal sense of these terms) any other person or to promote violence against any person or group of persons.
  • Your contributions do not violate any applicable laws, regulations or rules.
  • Your contributions do not violate the privacy or publicity rights of any third party.
  • Your contributions do not violate any applicable laws regarding child pornography or aimed at protecting the health or welfare of minors.
  • Your contributions do not include any offensive comments related to race, national origin, gender, sexual preference or physical disability.
  • Your Contributions do not otherwise violate or reference material that violates any provision of these Terms of Use or any applicable law or regulation.
  • Any use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Site.

6. CONTRIBUTION LICENCE

You agree that we may access, store, process and use any personal information and data you provide in accordance with the terms of the Privacy Policy and your choices (including settings).

By submitting suggestions or other feedback regarding the Site, you agree that we may use and share such feedback for any purpose without compensation to you.

We do not claim any ownership of your contributions. You retain full ownership of all your Contributions and any intellectual property or other proprietary rights associated with your Contributions. We are not responsible for any statements or representations in your Contributions provided by you in any area of the Site. You are solely responsible for your Contributions on the Site, and you expressly agree to hold us harmless and refrain from any legal action against us with respect to your Contributions.

7. SUBMISSIONS

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information relating to the Site ("Submissions") that you provide to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall have the right to use and disseminate such Submissions without restriction for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights in any such Submissions and warrant that any such Submissions are original or that you have the right to submit them. You agree that there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in the Submissions.

8. WEBSITE AND THIRD PARTY CONTENT

The Site may contain (or may be sent to you through the Site) links to other websites ("Third Party Websites"), as well as articles, photographs, text, graphics, images, drawings, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties ("Third Party Content"). Such Third Party Websites and Third Party Content are not investigated, monitored or verified by us for accuracy, appropriateness or completeness, and we are not responsible for Third Party Websites accessed through the Site or Third Party Content posted on, available through or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in Third Party Websites or Third Party Content. The inclusion of, linking to, or permitting the use or installation of any Third Party Websites or any Third Party Content does not imply endorsement or approval thereof by us. If you decide to leave the Site and access any Third Party Websites or use or install any Third Party Content, you do so at your own risk and should be aware that these Terms of Use are no longer valid. You should review the applicable terms and policies, including privacy and data collection practices, of any website you navigate to from the Site or regarding any applications you use or install from the Site. Any purchases you make through third party websites will be made through other websites and from other companies, and we assume no responsibility for such purchases, which are solely between you and that third party. You agree and acknowledge that we do not endorse the products or services offered on third party websites and you will hold us harmless from any damages caused by your purchase of such products or services. In addition, you will hold us harmless from any loss suffered by you or any damage caused by you in connection with or as a result of any third party content or any contact with third party websites.

9. SITE MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including, without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Submissions or any portion thereof; (4) in our sole discretion and without limitation, notice or liability, remove from the Site or otherwise disable any files and content that are excessive in size or otherwise burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.

10. PRIVACY POLICY

We care about data privacy and security. Please see our Privacy Policy: https://lauravlaicu.com/politica-de-confidentialitate. By using the Site, you agree to abide by our Privacy Policy, which is incorporated into these Terms of Use. Please note that the Site is hosted in Romania. If you are accessing the Site from any other region of the world with laws or other requirements governing the collection, use or disclosure of personal data that differ from applicable laws in Romania, then by your continued use of the Site, you are transferring your data to Romania and you consent to your data being transferred to and processed in Romania. In addition, we do not knowingly accept, request or solicit information from children and we do not knowingly target children. Therefore, in accordance with the U.S. Children's Online Privacy Protection Act, if we receive actual information that a person under the age of 13 has provided us with personal information without necessary and verifiable parental consent, we will delete that information from the Site as soon as possible.

11. TERM AND TERMINATION

These Terms of Use will remain in effect for the duration of your use of the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO DENY, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR NO REASON, INCLUDING, BUT NOT LIMITED TO, BREACH OF ANY REPRESENTATION, WARRANTY OR COVENANT CONTAINED IN THESE TERMS OF USE OR ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION. TO THE SITE OR DELETE ANY CONTENT OR INFORMATION YOU HAVE POSTED AT ANY TIME, WITHOUT NOTICE, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a false or assumed name or the name of a third party, even if you are acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including but not limited to pursuing civil, criminal, and injunctive redress actions.

12. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify or remove content from the site at any time or for any reason, in our sole discretion, without prior notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site at any time without prior notice. We shall not be liable to you or any third party for any modification, price change, suspension or discontinuance of the Site.

We cannot guarantee that the Site will be available at all times. We may experience hardware, software or other problems or need to perform maintenance related to the Site, which may result in interruptions, delays or errors. We reserve the right to change, revise, update, suspend, discontinue or otherwise modify the Site at any time or for any reason without notice to you. You agree that we shall have no liability for any loss, damage or inconvenience caused by your inability to access or use the Site during any period of interruption or discontinuance of the Site. Nothing in these Terms of Use shall be construed as obligating us to maintain and support the Site or to provide corrections, updates or releases in connection therewith.

13. APPLICABLE LAW

These conditions are governed by and construed in accordance with the laws of Romania and the use of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. If your habitual residence is in the EU and you are a consumer, you are additionally protected by the mandatory provisions of the law of your country of residence. Both Laura Vlaicu and you agree to submit to the non-exclusive jurisdiction of the courts in Bucharest, which means that you may bring a claim to enforce your consumer protection rights in relation to these Terms of Use in Romania or in the EU country of your residence.

14. DISPUTE RESOLUTION

Informal negotiations

In order to expedite the resolution and control the costs of any dispute, controversy or claim relating to these Terms of Use (each a "Dispute" and collectively, "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except Disputes expressly provided for below) informally for at least thirty (30) days prior to initiating arbitration. Such informal negotiations shall commence upon written notice from one Party to the other Party.

Binding arbitration

Any dispute arising out of the relations between the parties to this contract shall be settled by an arbitrator who shall be chosen in accordance with the Rules of Arbitration and the Internal Rules of the European Court of Arbitration which forms part of the European Arbitration Centre in Strasbourg and which is in force at the time of the submission of the request for arbitration and whose adoption of this clause constitutes an acceptance. The seat of the arbitration shall be Bucharest, Romania. The language of the proceedings shall be Romanian. The applicable substantive law rules are those of Romanian law.

Restrictions

The parties agree that any arbitration shall be limited to the dispute between the parties individually. To the extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there shall be no right or authority for any Dispute to be arbitrated on a class action basis or to use class action procedures; and (c) there shall be no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or others.

Exceptions to informal negotiations and arbitration

The Parties agree that the following Disputes are not subject to the above provisions on informal negotiations and binding arbitration: (a) any Disputes concerning the enforcement or protection of, or concerning the validity of, any of a Party's intellectual property rights; (b) any Disputes relating to, or arising out of, allegations of theft, piracy, invasion of privacy or unauthorized use; and (c) any request for injunctive relief. If this provision is deemed unlawful or unenforceable, then neither party shall elect to arbitrate any Dispute that falls within that portion of this provision deemed unlawful or unenforceable, and such Dispute shall be resolved by a court of competent jurisdiction within the courts listed above for jurisdiction, and the parties agree to submit to the personal jurisdiction of that court.

15. CORRECTIONS

Information on the site may contain typographical errors, inaccuracies or omissions, including descriptions, pricing, availability and other information. We reserve the right to correct any errors, inaccuracies or omissions and to change or update the information on the Site at any time without notice.

16. DISCLAIMER

THE SITE IS PROVIDED SUBJECT TO CURRENT STATUS AND AVAILABILITY. YOU AGREE THAT YOUR USE OF OUR SITE AND SERVICES IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL AND/OR FINANCIAL INFORMATION STORED ON THEM, (4) ANY INTERRUPTION OR TERMINATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED OR OTHERWISE MADE AVAILABLE THROUGH THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE OR ASSUME RESPONSIBILITY FOR ANY PRODUCTS OR SERVICES PROMOTED OR OFFERED BY ANY THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD PARTY PROVIDER OF PRODUCTS OR SERVICES. AS WITH ANY PURCHASE OF A PRODUCT OR SERVICE BY ANY MEANS OR IN ANY MEDIUM, YOU SHOULD USE YOUR JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

17. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU. OR TO ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUES, LOST DATA OR OTHER DAMAGES RESULTING FROM YOUR USE OF THE SITE. OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF ACTION, SHALL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID BY YOU. TO US, IF ANY. CERTAIN U.S. STATE AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS.

18. DISCHARGE

You agree to defend, indemnify and hold us, including our subsidiaries and affiliates, and all of our officers, agents, partners and employees, harmless from any loss, damage, liability, claim or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your use of the Site; (2) your violation of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use; (4) your violation of any third party's rights, including but not limited to intellectual property rights; or (5) any act harmful to any other user of the Site with whom you have connected through the Site. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of any such claim. We will use reasonable efforts to notify you of any such claim, action or proceeding that is the subject of this indemnification as soon as we become aware of it.

19. USER DATA

We will retain certain data that you submit to the site for the purpose of managing the performance of the site, as well as data relating to your use of the site. Although we regularly perform routine data backups, you are solely responsible for all data you submit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or damage to such data, and you hereby waive any right of action against us arising out of any loss or damage to such data.

20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS AND SIGNATURES

Visiting the Site, sending e-mails and filling out online forms constitute electronic communications. You agree to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, by email and on the Site, satisfy any legal requirement that such communication be in writing. YOU HEREBY CONSENT TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS, AND TO THE ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR THROUGH THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances or other laws of any jurisdiction requiring an original signature or the delivery or retention of non-electronic records, or payments or the granting of credit by any means other than electronically.

21. USERS AND RESIDENTS OF CALIFORNIA

If any complaint against us is not satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Protection in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

22. MISCELLANEOUS

These Terms of Use and any policies or operating rules posted by us on or in connection with the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use will operate to the fullest extent permitted by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay or inability to act caused by any cause beyond our reasonable control. If any provision or portion of a provision of these Terms of Use is held to be unlawful, void or unenforceable, that provision or portion of the provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions. No joint venture, partnership, employment, or agency relationship is created between you and us as a result of these Terms of Use or your use of the Site. You agree that these Terms of Use shall not be construed against us by virtue of our having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signature by the parties involved in the execution of these Terms of Use.

23. CONTACT

To resolve a complaint about the site or to receive further information about using the site, please contact us at:

Laura Vlaicu

Phone: (+40)720063345

change@lauravlaicu.com